Our Program
Housing and Financial Counseling improves the stability and the quality of life of families and communities by providing education and one-on-one counseling in the areas of financial management, tenancy, homeownership, and foreclosure intervention. Services are free, open to the public, confidential, and facilitated by counselors certified by the U.S. Department of Housing and Urban Development (HUD).
Benefits
Get individualized assistance
Gain control of your day-to-day and month-to-month expenses, absorb a financial shock, and enjoy life
Create positive financial habits and meet your financial goals
Access resources to improve your financial well-being and housing stability
Financial Counseling
Set financial goals, align financial behaviors and resources to reach goals.
Explore ways to:
Maximize income
Decrease expenses
Deal with debt
Improve credit
Assess and manage financial products and services
Rental Counseling
Receive guidance on finding an affordable rental
Know your Fair Housing rights
Resolve landlord/tenant disputes
Connect to resources to improve your housing situation
Pre-Purchase Homeownership Counseling
Develop a road map to homeownership
Determine how much house you can afford
Assess and protect credit
Evaluate loan products and features
Understand the loan and closing process
Access down payment and closing cost assistance
Post-Purchase Homeownership Counseling
Protect and maintain your home
Learn preventative maintenance procedures
Connect to resources to repair and improve your home
Understand your property taxes and insurance
Get involved in your community
Foreclosure Intervention
Learn how you can avoid losing your home in foreclosure
Understand your options, including mortgage assistance programs
Get help preparing a mortgage assistance application
Access resources to transition from homeownership to rental housing
Success Stories
Learn how the GLCU Foundation has helped participants achieve their goals of homeownership.
Take Charge of Your Finances
GLCU Foundation is a trusted source of information and support within our community. Our certified housing and financial counselors can offer a range of services to help you achieve your goals.